11 thoughts on “6 Months with Ally Bank – the GOOD and the BAD

  1. I've had nothing but amazing experience with Ally support.. I love that its quick to get to a real person 24/7, I even called after midnight before… As for cash, daily limit is $1000 per account so you could have multiple checking accounts and instantly transfer between saving to checking accounts then use an atm that lets you pull $500+ per swipe.. this would work for instant cash.. if you didnt need it instantly you could either spread out ATM transactions 24 hours apart or keep a free no fee local account active to transfer to (no transfer limit).

  2. For large sums of cash, will they mail you a cashier's check? If not, I assume you would have to transfer the money to your Ally checking account and write a check.

  3. thank you thank you thank you! you literally gave me answers in this video that i had been looking for but hadnt found in three other videos that i watched! keep up the good work!

  4. We made the switch to Ally in July. Per the deposits, I've been scanning checks using the mobile app and deposit that way. Takes two business days to process the full amount but they give you 20% of the check I believe by the next business day. We are also switching off from BoA. One more possible 'bad' is if you are traveling internationally, it may not be easy to get euros or other foreign currency. I assume you could withdrawal cash from an ATM then visit a BoA or Well Fargo branch, etc and convert the cash. Appreciate the vid and glad you are also happy with them!

  5. Be Ware of Ally these days, I think they had a data breach, I had fraud on accounts I hadn't ever used, in-fact I had fraud on 4 accounts the same day, 2 of which had never been used and the cards were in a safe. Just beware, I'm switching banks. They weren't any help and they've never called me back.

  6. HOW LONG DOES IT TAKE FOR FUNDS TO BE RELEASED IF TRANSFERRRING FROM ANOTHER CHECKING ACCT TO ALLY AND ALSO HOW LONG BETWEEN ALLY ACCOUNTS? I HEARD 7-10 DAYS FOR CAPITAL 360

  7. ALLY BANK SUCKS !!!!!!! They will put you under the bus – if you have a $ 3,000.00 negative checking account balance from a bad check sent to you – and won't do a thing to help you get out of it.. NO BANK WILL HELP YOU .

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